PayVision Online - Payroll Management Provider

Pay insurance premiums before taxes, and employees save 25% to 40%; and employers can save nearly 8% on the matching Social Security and Federal unemployment taxes.

Supplemental health plans include benefits that can help pay for the non-medical expenses associated with the treatment of cancer, heart disease, stroke, accidental injury, or hospital confinement for covered conditions. We offer separate supplemental policies with benefits paid directly to the insured, unless they are assigned. The benefits are paid in addition to any other insurance coverage, for the treatment of cancer, heart disease or accidental injury. There is also a supplemental hospital indemnity policy with benefits for hospitalization due to any covered illness or injury. Coverage is available for individual or family.

These options are available to our clients:

Universal Life – Employees can purchase life insurance which will provide a death benefit and, over time, may provide fund values to use for retirement, children’s education, or emergencies. Universal Life offers a competitive interest rate. Tax-deferred accumulation of fund value and potential for loans and partial withdrawal based on fund value are just a few highlights of the policies. Click here to request more information, or to get started.

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Term Life offers an economical method of owning life insurance to cover a specific need for a specific amount of time. Horizon Term is a twenty-year renewable and convertible term policy with level death benefits. It gives the beneficiary a source of funds which can be used to help continue mortgage payments, college education or other large expenses that don’t stop with an untimely death. Click here to request more information, or to get started.

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Disability Income Insurance provides an income when the insured can’t work because of a covered sickness or off the job injury. Affordable rates are based on age at the time of issue and the policy is portable, meaning if the insured changes jobs, they have the option to continue coverage. Click here to request more information, or to get started.

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Accident Insurance provides benefits for on and off the job accidents or off the job only accidents and pays a lump sum benefit to the insured that can be used to help cover the costs not paid by the primary insurer. Riders can be added to expand benefits. Benefits offered by the policy correspond with: loss of life or limb, dislocation or fracture, hospital confinement, ambulance, medical expenses, and disability. Click here to request more information, or to get started.

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Cancer/Specified Disease – Policies for Cancer only or Cancer and Specified Disease Insurance pays benefits, in addition to existing coverage, that can be used to help cover the costs associated with the treatment of cancer and other specified diseases. Policy benefits can be used to pay the difference between what primary medical coverage pays and the total costs (medical and non-medical) of care. Benefits are paid directly to the insured unless assigned, and coverage is available for individuals and families. Click here to request more information, or to get started.

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Hospital Indemnity Insurance referred to as Supplemental Health Options Plan (SHOP) allows the insured to "shop" for the supplemental health benefits that best meet their budget and needs. Silver, Gold, and Platinum packages are available to meet many needs with optional riders added to the policy to broaden its coverage. Benefits are paid under the Base policy for daily hospital confinement, hospital intensive care unit, and waiver of premium. SHOP is available for individuals and family. Click here to request more information, or to get started.

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Heart Care Plus pays benefits, in addition to existing coverage, that can be used to help cover costs associated with the treatment for heart and stroke related conditions. This plan offers benefits that can be used to cover expenses health insurance may not cover. The benefits correspond with specific treatments and expenses (up to the maximum allowed). Coverage also pays in addition to other policies the insured might have such as medical or disability. Some of the benefits include: hospital confinement, physician’s attendance, inpatient drugs and medicine, heart transplant, and coronary angioplasty. The Heart & Stroke policy helps the insured manage the high expenses of treatment to preserve their savings and protect them from financial hardship, allowing them to focus on getting better. Click here to request more information, or to get started.

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